Last update: 5 Aug, 2019
As used herein, “Crix” refers to the company Crix Limited, including but not limited to, its owners, directors, investors, officers, employees, agents or other related parties, unless otherwise provided herein.
The User acknowledges that Crix LLC registered at 130 N Gould St, Ste R, Sheridan, WY 82801 is a sister company of Crix Limited provides its services on the Platform only to the United States of America (hereinafter “US”) Users from supported States.
US Users should agree with separate Crix LLC’s Terms of Services Agreement.
The User is solely responsible for understanding and complying with any and all laws, rules and regulations of his/her specific jurisdiction that may be applicable to the User in connection with the use of any and all services, products and content of Crix.
1.1.1. Account : means an account registered by the User on the Platform.
1.1.2. Base Currency : means the first symbol in the trading pair.
1.1.3. Buyer : means the User who submits an Order to buy Cryptocurrencies through the Platform.
1.1.4. Commission : means a fee charged by or on behalf of any third party (e.g. bank, non-bank financial institution, payment service provider, etc).
1.1.5. Cryptocurrency : means peer-to-peer decentralised digital representation of value (e.g. bitcoins, ethers, etc.).
1.1.6. Deposit : means a Transaction involving transfer of Funds to the Account.
1.1.7. Fiat currency : means government-issued currency, that is designated as legal tender in its country of issuance through government decree, regulation, or law.
1.1.8. Funds : means Cryptocurrency and/or Fiat currency.
1.1.9. Order : means the User’s instruction to buy or sell Cryptocurrency.
1.1.10. Personal Information (personal data) : means any information which identifies you personally or which may help us to identify you (e.g. your name, address, email address, trades etc.).
1.1.11. Platform : means an environment created by Crix that allows to trade Cryptocurrencies.
1.1.12. Seller : means the User who submits an Order to sell Cryptocurrencies through the Platform.
1.1.13. Services : means all and any service provided by Crix.
1.1.14. Service charge : means a subscription fee charged by Crix or a third party for the provision of additional services.
1.1.15. Site : means Crix website at https://crix.io.
1.1.16. Storage : means the service provided by Crix:
1.1.17. Transaction fee : means a fee which is payable to Crix for each completed Transaction.
1.1.18. Transaction Price : means the total price paid by the Buyer in respect to each Transaction performed via the Service.
1.1.19. Transaction : means (i) transfer of Cryptocurrencies or Fiat currencies by the User to his/her Account (“Deposit Transaction”); (ii) transfer of Cryptocurrencies or Fiat currencies among the Users (“Trading Transaction”), (iii) withdrawal of Cryptocurrencies or Fiat currencies from his/her Account (“Withdrawal Transaction”).
1.1.21. Withdrawal : means a Transaction involving a transfer of Fiat Currencies from the User’s Account to his/her bank account or to an account opened in any other financial institution; or a transfer of cryptocurrencies to the wallets of the User outside of Crix Platform.
1.1.22. Trade: means a transaction of exchange of Cryptocurrencies with Fiat Currencies or other Cryptocurrencies with other Users on Crix Platform. Trade is executed by means matching of two relevant Orders in the orderbook.
1.1.23. Maker : means a User introducing a new Buy or Sell Limit Order.
1.1.24. Taker: means a User whose Buy or Sell, Market or Limit Order is executed with an already existing Order in the Orderbook.
1.1.25. Market Order: means a Buy or Sell Order executed at an immediate best price of existing Limit Order.
1.1.26. Limit Order: means an instruction submitted to the Platform by the User to execute the Order at a specified price or better.
1.1.27. Stop Order: means and instruction submitted to the Platform by the User to stop the Buy or Sell Order at a specified price.
1.1.28. Deposit or Withdrawal Fee: means fees charged by third parties such as Banks, Wallet Service providers e.g. www.bitgo.com; as well inherent blockchain network fees.
1.1.29. Maker and Taker Fees : Fees charged for the relevant Maker or Taker Orders.
1.1.30. Custody Fee: means a Fee charged by the custodial hot wallet service provider. (e.g. http://www.bitgo.com))
1.2. Where the context so admits words denoting the singular shall include the plural and vice versa.
2.1. The Services allow all Users of the Platform to trade Cryptocurrencies with other Users.
2.2. Depending on the User’s place of residence, the User may not be able to use all the functions of the Site. It is the User’s responsibility to follow those rules and laws in his/her place of residence and/or place from which the User accesses this Site.
2.3. The User acknowledges and agrees that, when completing Trading Transactions, he/she is trading with other Users, and that Crix acts only as a facility in such Transactions, not as the counterparty to any trade.
3.3. The User undertakes to comply with any and all applicable laws and regulations related to the use of the Services.
3.4. The User undertakes to monitor all and any changes on his/her Account, including but not limited to the balance matters.
3.6. The User agrees that, whenever the Transaction is made, the Platform sends and receives the monetary sums and/or cryptocurrencies to/from the Buyer’s and the Seller’s Accounts opened in their name and on their behalf.
3.7. The User undertakes to notify Crix immediately of any unauthorised use of his/her Account or password, or any other breach of security by email addressed to [email protected]. Any User who violates the mentioned rules may be terminated, and thereafter held liable for any losses incurred by Crix or any user of the Site.
3.8. The User undertakes not to use the Service to perform criminal activity of any sort, including but not limited to, money laundering, illegal gambling operations, financing terrorist organisations, or malicious hacking.
3.9. The User is responsible for any and all damages caused, and all liability actions brought against Crix for infringement of any third-party rights or violation of any applicable laws.
3.11. Users are solely responsible for determining whether any contemplated Transaction is appropriate for them based on their personal goals, financial status and risk willingness.
3.12. All added payment instruments to your Account, may it be a bank account, credit card, debit card, or others must be named after the Account holder. Any attempt otherwise will be considered as fraud.
3.13. Users are prohibited from engaging in any kind of market manipulation actions which specifically includes, without limitation: front-running, wash trading, spoofing, layering, churning, and quote stuffing. For general understanding market manipulation actions are actions taken by any User or a person acting in concert with a User which are intended to (i) deceive or mislead other Users; (ii) artificially control or manipulate the price or trading volume of Funds; (iii) aid, abet, enable, finance, support or endorse either of the above. This may include actions on Crix Platform and/or outside of Crix Platform. Actions regarded by Crix as market manipulation will result in blocking
User's account on the Platform with the right to use blocked Funds for reimbursement of negative consequences appeared due to mentioned manipulation at sole discretion of Crix.
4.1. By registering an Account, the User expressly represents and warrants that he/she:
4.2. The User represents and warrants that he/she will only use the Platform to perform Transactions in accordance with the conditions set forth in these Terms and that they are duly authorised and have the capacity to enter into the Transactions on the Platform.
4.3. The User represents and warrants that both Fiat currency and cryptocurrency deposited to the Account belong to the User and derived from legal sources.
4.4. The User represents and warrants that he/she will withdraw any cryptocurrency from his/her Account only to his/her wallets, otherwise Crix does not hold any liability for the consequences of such withdrawal.
4.5. The User represents and warrants that all Transactions being carried out do not violate the rights of any third party or applicable laws.
4.6. The User understands that his personal data and identifiers may be shared with appropriately authorised third parties, due to legal obligations such as prevention of crimes and tax purposes and/or to provide the service requested by the User.
5.3. Crix’s responsibility shall be limited to using reasonable technical efforts to ensure the receipt of the cryptocurrency transferred. When initiating cryptocurrency transactions to a user who is not the Crix User, Crix responsibility shall be further limited to ensuring the transfer of the necessary technical data to the cryptocurrency network.
5.5. Crix is not responsible for any malfunction, breakdown, delay or interruption of the Internet connection or any reason why our site is unavailable at any given time.
5.6. Crix is not responsible for the delay in the processing of payments made by the fault of any third parties, operators of such transactions.
5.7. In case of changes in the legislation of a particular country or state (for Users from the United States of America), the consequences of which are stricter regulation of a Cryptocurrency presented on the Platform, Crix may restrict trading on a certain pair with such a Cryptocurrency for Users who are subject to such changes in legislation. In such a case the User will only be able to withdraw the limited for trading Cryptocurrency to an external address.
5.8. In the case of fraud, Crix undertakes to report all the necessary information, including names, addresses and all other requested information, to the relevant authorities dealing with fraud and breaches of the law. The Users recognise that their account may be frozen at any time at the request of any competent authority investigating a fraud or any other illegal activity.
5.9. Nothing in these terms excludes or limits the responsibility of Crix for fraud, death or personal injury caused by their negligence, breach of the terms implied by operation of the law or any other liability which may not be limited or excluded by law.
6.2. All buy and sell orders made on the Platform, will be managed in an anonymous manner so that Buyers and Sellers are not acquainted with each other. The Transaction Price is calculated on the basis of actual matched orders made by the Buyers and Sellers participating in the bidding process on the Platform combined with the applicable Transaction fees.
6.3. Crix represents and warrants that once the orders to buy or sell Cryptocurrencies, such orders may not be cancelled or reversed. It holds all Cryptocurrencies acquired by each User in his/her Account and on the respective User's behalf.
7.1. All content on this Site is the property of Crix and is protected by copyright, patent, trademark and any other applicable laws, unless otherwise specified hereby.
7.2. The trademarks, trade names, service marks and logos of Crix and others used on the Site (hereinafter the “Trademarks”) are the property of Crix and its respective owners. The software, applications, text, images, graphics, data, prices, trades, charts, graphs, video and audio materials used on this Site belong to Crix. The Trademarks and other content on the Site should not be copied, reproduced, modified, republished, uploaded, posted, transmitted, scraped, collected or distributed in any form or by any means, no matter manual or automated. The use of any content from the Site on any other site or a networked computer environment for any other purpose is strictly prohibited; any such unauthorised use may violate copyright, patent, trademark and any other applicable laws and could result in criminal or civil penalties.
7.3. Crix supports the protection of intellectual property. If you would like to submit (i) a trademark claim for violation of a mark on which you hold a valid, registered trademark or service mark, or (ii) a copyright claim for any material on which you hold a bona fide copyright, please send us an email to [email protected]
8.1. Identification and verification procedures (also known as 'Know Your Customer' or 'KYC') are required for all the Transactions. All existing and new Users of the Platform must pass the verification procedure with www.yoti.com which is property of Yoti LTD.. Crix reserves the right to limit the Platform functionality to the Users who have not passed verification. If the User refuses to
provide required documents and information under KYC, Crix reserves the right to immediately terminate the Services provision to the User.
8.2. The User undertakes to provide Crix with correct and relevant documents and personal information contained therein. In case the User provides counterfeit documents and false personal information, such behaviour will be interpreted as a fraudulent activity.
8.3. The User hereby authorises Crix to, directly or indirectly (through third parties including Yoti LTD.), make any inquiries as we consider it necessary to check the relevance and accuracy of the information provided for verification purposes. Personal Data transferred will be limited to strictly the necessary and with security measures in use to protect the data.
9.1. The Site is for the User’s personal and non-commercial use only. Crix is vigilant in maintaining the security of the Site and the Service. By registering with Crix, the User agrees to provide Crix with current, accurate and complete personal information as prompted by the registration process with http://www.yoti.com and to keep such information updated.
9.2. The User is identified by their email address and verified with their Yoti ID. Accounts registered under different emails but Identified with the same Yoti ID shall be merged into a single registration.
9.3. The User agrees that all actions conducted on the User’s Account are recognised as those made on behalf of the User and on the User’s own discretion.
9.4. The User agrees that he/she will not use any Account other than their own or access the Account of any other User at any time or assist others in obtaining unauthorised access.
9.5. Crix reserves the right to recommend amount limits for the Account funding/withdrawal. Crix could recommend daily, monthly and per one-transaction amount limits.
9.6. The User is responsible for maintaining the confidentiality of information on their Account, including, but not limited to their password, email, wallet address, wallet balance and of all activities including Transactions made via their Account. If there is any suspicious activity related to the User’s Account, Crix may request additional information from the User, including authenticating documents and freeze the Account for the review time. The User is obligated to comply with these security requests or accept termination of their Account.
9.7. The User is acknowledged that email shall not be regarded as a secure method of communication and should never be used for transmitting Personal information.
9.8. Creation or use of the Accounts without obtaining a prior express permission from Crix will result in the immediate suspension of all respective Accounts, as well as all pending buy/sell orders. Any attempt to do so or to assist others (Users or other third parties), or distribution of instructions, software or tools for that purpose will result in termination of such Users’ Accounts. Termination is not an exclusive remedy for such a violation and Crix may decide to take further action against the User.
9.9. If more than twelve (12) months elapse without the User signing into his/her Account or without making a deposit of Funds, Crix has the right to qualify this Account as abandoned and to apply a Storage fee to such Account upon thirty (30) days prior email notification to the User. Crix will charge the Storage fee as set out in Сlause 11 below. Abandoned Accounts with zero balances shall be deactivated.
10.1. The Platform allows the User to submit the Orders to buy or sell Cryptocurrencies.
10.2. The User recognises that the Order should only be submitted after careful consideration and the User understands and accepts consequences of its execution. The User agrees that as soon as the Order is executed, such transaction is irreversible and may not be cancelled. Transactions will be executed instantly upon the matching of the Buyer's and the Seller's Orders without prior notice to the Seller and the Buyer and will be considered to have taken place at the execution date and time.
10.3 The User acknowledges and agrees that he/she is responsible for properly checking and filling in all Transaction’s details during the Deposit or the Withdrawal of Cryptocurrencies or Fiat.
10.4. The User acknowledges and agrees that in case within the Cryptocurrency Transactions the destination tag is not specified or is incorrectly indicated (in particular XRP/ XLM, XLM/XRP and BCH/BTC, BTC/BCH transactions) or within the Fiat Transaction the reference number is incorrectly specified, the User may lose his/her funds.
10.5. Minimum and maximum order amount vary for each trading pair and can be seen on the Trade Page when placing an Order.
10.6. The User acknowledges and agrees that Deposit and Withdrawal Transaction in Fiat currency may be delayed up to 24 hours due to some bank verifications and checks. Similarly, and due to the inherent nature of the cryptocurrency networks, the User acknowledges and agrees that depositing and withdrawing Cryptocurrencies into/from their Account may take some time.
10.7. Users may be required to complete additional KYC verifications, in such cases all their withdrawals will be pending until the verifications are completed.
10.8. In case if the User discovers transaction activity, including but not limited to unknown deposits and withdrawals, on their Account that was not initiated by the User, the User shall immediately notify Crix of this fact and follow the instructions sent by Crix. Otherwise, Crix reserves the right to freeze the Account until the end of investigation.
10.9. Crix may be forced to cancel or recall already executed Withdrawal Transaction at a request of financial institutions, including but not limited to banks, which are involved in settlement of such Transactions. In such cases the User obliges to cooperate with Crix in order to discover the reasons for such request.
10.10. The amounts of the minimum deposit, withdrawal, order and tick value are published on the website.
10.11. In case of Crix erroneously processing the withdrawal of a larger amount than requested, the User is obligated to return the overpaid funds within 24 hour of such request from Crix. If the client decides not to do so Crix reserves the right to compensate overpayment using Users balance in any currency or cryptocurrency held by the User with Crix.
10.12. The maximum amount of the Market Order may be limited to a certain percentage of the available Order Book. In certain market conditions Market Orders may not be available entirely.
10.13. The maximum amount of Limit Orders may be capped upon sole discretion of Crix depending on market conditions.
11.1. If an Account is abandoned within the meaning of Clause 9.9 above and thirty (30) days’ notice has been given to the User by email a non-refundable Storage fee will be charged by Crix for storing
any Cryptocurrency and/or Fiat currency until remaining assets are claimed back by the User or until the Account goes to a zero balance.
11.2. If Crix ceases to support a particular Cryptocurrency a non-refundable Storage fee will be charged to the User for storing that Cryptocurrency until remaining asset is claimed back by the User or until the Account goes to a zero balance provided that Crix has given not later than thirty (30) days’ prior notice in writing to the User by email of its intention to cease to support that particular Cryptocurrency.
11.3. The Storage fee will be charged on a daily basis as follows:
|USD, EUR, GBP||1 per day|
|BTC||0.0001 per day|
|BCH||0.0003 per day|
|ETH||0.001 per day|
|LTC||0.01 per day|
|XLM||0.1 per day|
11.4. Crix may deduct the Storage fee from any balances held in the User’s Account.
11.5. If the User wants to claim his/her current amount of assets back it should be done via request to [email protected]. After Crix receives such request it will send an appropriate instruction to the User.
11.6. Crix reserves the right to change the Storage fee, as well as the way in which it is charged, provided Crix has given thirty (30) days’ prior notice in writing by email of its intention to change the Storage fee and/or the way in which it is charged.
12.1. The User agrees to pay Crix the Transaction fee for each completed Transaction.
12.2. Prior to trading, the User must consider the Transaction fee rates published on the Fees page. However, Crix reserves the right to change the Transaction fee rates from time to time publishing updates on the Fees page. 12.3. The Transaction fee amount is automatically charged in the currency received by the user as a result of the transaction. For example in BTC/USD pair the Buyer pays the fee in BTC while the Seller in pays the fee in USD.
12.4. The minimum transaction fee equals to minimum currency amount. For Fiat currency it equals to 0.01, for Cryptocurrency it depends on the currency. The Transaction fee is charged according to the Rounding policy.
12.5. Minimum and maximum price, as well as minimum and maximum order amount vary for each trading pair and can be seen on the Trade Page when placing an order.
12.6. For specific type of orders, the Transaction fee may differ from those published on the 'Fees’ page. Transaction fee rate shall be disclosed before the order execution.
12.7. The Transaction fee, other charges, as well as the charge procedure can be changed/reviewed unilaterally by Crix from time to time and such changes shall become effective the moment they are posted on the Site.
12.8. The User acknowledges and agrees that every Cryptocurrency’s network can deduct its own network fee.
12.9. The User acknowledges and agrees that there are Custody and Withdrawal fees charged by the third party hot wallet providers e.g. www.bitgo.com. Such fees are listed on the Fees page of Crix website and may change from time to time.
13.1. For all financial calculations Crix uses the rounding policy in the favour of the Platform. Crix rounds the Fiat currencies to the 2nd digit after the separator. The Rounding policy for cryptocurrencies varies depending on cryptocurrency.
13.2. For the purpose of the processes optimisation, transactions on the Platform with regard to some items (including, but not limited to currencies, cryptocurrencies, etc.) will not be reflected at the User’s Account and will appear as soon as a unit is whole in accordance with the rounding standards.
14.1. Crix reserves the right to suspend or terminate your Crix Account at any time if we reasonably believe to be required to do so by law or in order to comply with recommendations issued by a relevant government authority or recognised body for the prevention of financial crime.
14.2. It is strictly forbidden to use the Account for any illegal purposes. Crix will report any suspicious activity to the relevant law enforcement.
14.3. The User shall ensure that they do not use the Services for the transactions relating to:
15.1. The User is responsible for maintaining the confidentiality of their Account’s credentials, including, but not limited to a password, email, wallet address, balance and of all activity including Transactions made through the Account.
15.2. Crix personnel will never ask the User to disclose their password. Any message the User receives or website that he/she visits that asks for the password, other than the Crix Site, should be reported to Crix. If the User is in doubt whether a website is genuine, it is required to ensure the website is EV SSL compliant (Security Certificate Validation is shown in the address bar of a web browser).
15.3. It is advisable to change the User’s password regularly (at least every three (3) to six (6) months) in order to reduce the risk of a security breach in relation to the Account. Crix also advises the User not to choose a password that is easily guessed from information someone might know or gather about the User or a password that has a meaning. The User must never allow anyone to access his/her Account or watch the User accessing his/her Account.
15.4. If the User has any security concerns about his/her Account, login details, password or other security feature being lost, stolen, misappropriated, used without authorisation or otherwise compromised, the User is advised to change the password. The User must contact Support Service without undue delay on becoming aware of any loss, theft, misappropriation or unauthorised use of the Account, login details, password or other security features. Any undue delay in notifying Crix may not only affect the security of the Account but may result in the User being liable for any losses as a result. If the User suspects that someone else accessed his/her Account, the User should also contact an appropriate government agency and report the incident.
15.5. The User must take reasonable care to ensure that his/her email account(s) are secure and only accessed by the User, as his/her email address may be used to reset passwords or to communicate with the User about the security of the Account. Crix cannot be liable for the breach of an email account resulting an unauthorised Transaction to be executed with proper confirmation. In case any of the e-mail addresses registered with the User’s Accounts are compromised, the User should without undue delay after becoming aware of this contact Support Service and also contact his/her email service provider.
15.6. Irrespective of whether the User is using a public, a shared or his/her own computer to access the Account, the User must always ensure that his/her login details are not stored by the browser, cached or otherwise recorded. The User should never use any functionality that allows login details or passwords to be stored by the computer he/she is using.
15.7. Additional products or services the User uses may have additional security requirements and the User must familiarise with those as notified to him/her.
15.8. Two-factor authentication must be enabled in order to make any Withdrawal Transactions.
16.3. Crix also reserves the right to cancel unconfirmed Accounts or Accounts that have been inactive for a period of six (6) months or more and/or to modify or discontinue our Site or Service. The User agrees that Crix will not be liable to them or to any third party for termination of their Account or access to the Site.
16.4. The suspension of the Account shall not affect the payment of the Transaction fees due for past Transactions. Upon termination, the User shall provide a valid bank account details or cryptocurrency address to allow the transfer of any currencies deposited to his/her Account. Crix shall transfer the currencies as soon as possible following the User's request in the time frames specified by Crix.
16.5. Crix will send the credit balance of the User’s Account to him/her, however in circumstances a number of intermediaries may be involved in an international payment and these or the beneficiary bank may deduct charges. Crix will use reasonable efforts to ensure that such charges are disclosed to the User prior to sending the payment; however, where they cannot be avoided, the User acknowledges that these charges cannot always be calculated in advance, and that he/she agrees to be responsible for such charges.
17.1. All Services are provided “AS IS”, without guarantees of any kind, either expressed or implied.
17.2. Crix will strive to keep the Site up and running; however, all online services suffer from occasional disruptions and outages and Crix is not liable for any disruption or loss the User may suffer as a result. Thus, Crix does not provide any guarantees that access to the Site will not be interrupted or that there will be no delays, failures, errors, omissions or loss of transmitted information.
18.1. API requests are limited to 200 per second. Any amount of requests exceeding the limit will be rejected. Conditions on API connectivity are subject to unilateral change without prior notification.
18.2. Crix may provide widgets for the User’s use to put our data on the User’s Site. The User is free to use widgets in their original unmodified and unaltered state.
Crix does not provide any financial, investment or legal advice in connection with the Services provided by Crix. Crix may provide information on the price, range, volatility of Cryptocurrencies and events that have affected the price of Cryptocurrencies, but it should not be considered as an investment or financial advice and should not be construed as such. Any decision to buy or sell Cryptocurrencies is the User’s decision and Crix will not be liable for any loss suffered.
20.1. The User undertakes to pay all his/her taxes and duties, which can be resulted from the use of Crix Services and should be paid according to the User’s state of residence regulations.
20.2. Crix is not responsible for any violation made by the User due to his/her obligation to calculate and pay taxes and duties.
21.1. Crix reserves the right to send notices to and communicate with the User by any means of communication available to Crix, considering the contact details provided by the User.
21.3. The User may opt to unsubscribe from Crix’s marketing newsletter at any time. This however shall not in any way limit Crix in sending system communication emails such as but not limited to: 2FA authorisations, confirmations of deposits and withdrawals, platform maintenance notifications and other. Crix’s Support and Compliance Departments may contact the User at any time if necessary.
21.4. The main official information channel of Crix is the website https://crix.io/
23.1. IN NO EVENT SHALL CRIX, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND ALL THIRD PARTY SERVICE PROVIDERS BE LIABLE TO THE USER OR ANY OTHER PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING ANY THAT MAY RESULT FROM (I) ACCURACY, COMPLETENESS OR CONTENT OF THIS SITE, OR ANY OF CRIX RELATED MEDIUMS OF COMMUNICATION, INCLUDING TELEGRAM, BLOG, FACEBOOK, TWITTER, (II) ACCURACY, COMPLETENESS OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (III) THE SERVICES FOUND AT THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (IV) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER, (V) THIRD-PARTY CONDUCT OF ANY NATURE WHATSOEVER, (VI) ANY UNAUTHORISED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL CONTENT, PERSONAL INFORMATION, FINANCIAL INFORMATION OR OTHER INFORMATION AND DATA STORED THEREIN, (VII) ANY INTERRUPTION OR CESSATION OF SERVICES TO OR FROM THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (VIII) ANY VIRUSES, WORMS, BUGS, TROJAN HORSES OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR FROM THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (IX) ANY USER CONTENT OR CONTENT THAT IS DEFAMATORY, HARASSING, ABUSIVE, HARMFUL TO MINORS OR ANY PROTECTED CLASS, PORNOGRAPHIC, “X-RATED”, OBSCENE OR OTHERWISE OBJECTIONABLE AND/ OR (X) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USER'S USE OF THIS SITE OR THE SERVICES FOUND AT THIS SITE, OR ANY OF CRIX RELATED MEDIUMS OF COMMUNICATION, INCLUDING TELEGRAM, BLOG, FACEBOOK, TWITTER, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL OR EQUITABLE THEORY AND WHETHER OR NOT CRIX IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THIS SITE OR THE SERVICES FOUND AT THIS SITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED. IN ADDITION, THE USER SPECIFICALLY ACKNOWLEDGE AND AGREE THAT IN NO EVENT SHALL CRIX’S TOTAL AGGREGATE LIABILITY EXCEED THE TOTAL AMOUNT PAID BY THE USER FOR THE PARTICULAR SERVICES THAT ARE THE SUBJECT OF THE CAUSE OF ACTION. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR THE USER'S USE OF THIS SITE OR THE SERVICES FOUND AT THIS SITE.
23.2. Crix will not be liable for the Transactions, initiated by the User, below the prescribed limits, as stated in clause 10.10. hereof.
This Site and the Services found at this Site may contain links to third-party websites that are not owned or controlled by Crix such as www.yoti.com and others. Crix assumes no responsibility for the content, terms and conditions, privacy policies or practices of any third-party websites. In addition, Crix does not censor or edit the content of any third-party websites. By using this Site or the Services found at this Site, you expressly release Crix from any and all liability arising from the User's use of any third-party website. Accordingly, Crix encourages the User to be aware when the User leaves this Site, or the Services found at this Site and to review the terms and conditions, privacy policies and other governing documents of any other website that you may visit.